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‘I never want to experience this again’: Miss New Jersey USA once made a big money mistake when she was a finance intern — here's what is and how you can avoid it

September 8, 2023 |

Pictured: Derby Chukwudi


Debt is a demon that doesn’t discriminate. But how you deal with your debt — whether it’s on credit cards, a student loan or a mortgage — can really distinguish you from the pack.

Derby Chukwudi, an investment strategist at JPMorgan Private Bank and the recently crowned Miss New Jersey USA 2023, learned this priceless lesson at a young age.

Chukwudi was born in Dallas, Texas and then raised in Nigeria for 16 years. Growing up, she had some exposure to the financial world from her stockbroker mom, but she says the family “didn’t really talk about money.”

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